Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Port Costa, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Port Costa, CA provides a financial boost to eligible homebuyers in Port Costa, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Port Costa, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Port Costa, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Port Costa, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Port Costa, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Port Costa, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Port Costa, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Port Costa, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Port Costa, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Applying for a FHA Down Payment Assistance Home Loan in Port Costa, California can offer various benefits. One significant advantage is the lower down payment requirement, making homeownership more accessible to individuals with limited savings. Additionally, FHA loans typically offer competitive interest rates, helping borrowers save money over the life of the loan. Port Costa, California, is a quaint town with a unique demographic profile. With a population of approximately [population number], the community boasts a diverse mix of residents, including young professionals, families, and retirees. The town's charming atmosphere and strong sense of community make it an ideal place to settle down. The housing market in Port Costa, California, is characterized by [specific details about the housing market, such as median home prices, appreciation rates, and availability of housing stock]. This makes it an attractive location for prospective homebuyers looking to invest in a property with long-term value potential. While in Port Costa, visitors can explore [main attractions in the area, such as historic sites, natural landmarks, and recreational activities]. Whether it's enjoying a leisurely stroll along the waterfront or sampling delicious local cuisine, there is something for everyone to enjoy in this charming town.
Benefits of FHA Down Payment Assistance Home Loan in Port Costa, California
