Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Port Hueneme, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Port Hueneme, CA provides a financial boost to eligible homebuyers in Port Hueneme, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Port Hueneme, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Port Hueneme, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Port Hueneme, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Port Hueneme, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Port Hueneme, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Port Hueneme, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Port Hueneme, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Port Hueneme, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: FHA loans offer low down payment requirements, making homeownership more accessible. The assistance program provides financial support to help individuals qualify for a mortgage, particularly beneficial for first-time homebuyers in Port Hueneme. Demographics: Port Hueneme is a coastal city in Ventura County, California, with a diverse population. The city has a mix of families, young professionals, and retirees, creating a vibrant community with a variety of cultural backgrounds. Housing Market: Port Hueneme's housing market offers a range of options, including single-family homes, condos, and townhouses. The area has seen steady growth in property values, making it an attractive investment for homebuyers looking for long-term appreciation. Main Attractions: Port Hueneme is known for its beautiful beaches, such as Hueneme Beach Park and Silver Strand Beach, offering residents and visitors opportunities for relaxation and recreation. The city also features the Maritime Museum, showcasing its rich naval history.
FHA Down Payment Assistance Home Loan in Port Hueneme, California
