Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Port Hueneme Cbc Base, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Port Hueneme Cbc Base, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Port Hueneme Cbc Base, CA?

Our Down Payment Assistance program in Port Hueneme Cbc Base, CA provides a financial boost to eligible homebuyers in Port Hueneme Cbc Base, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Port Hueneme Cbc Base, CA

Key Features of Our FHA Down Payment Assistance in Port Hueneme Cbc Base, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Port Hueneme Cbc Base, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Port Hueneme Cbc Base, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Port Hueneme Cbc Base, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Port Hueneme Cbc Base, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Port Hueneme Cbc Base, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Port Hueneme Cbc Base, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Port Hueneme Cbc Base, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Port Hueneme Cbc Base, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Port Hueneme Cbc Base, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan

One of the main benefits of an FHA down payment assistance home loan in Port Hueneme Cbc Base, California, is the lower down payment requirement. This makes homeownership more accessible to individuals and families with limited savings.

Another advantage is the flexibility in credit requirements. FHA loans are known for accommodating borrowers with less-than-perfect credit scores, making it easier for more people to qualify for a loan.

Additionally, FHA loans offer competitive interest rates, which can result in lower monthly payments compared to other loan options.

Demographics

Port Hueneme Cbc Base, California, has a diverse population with a mix of military personnel, veterans, and civilians. The community is known for its close-knit feel and strong support system.

Housing Market

The housing market in Port Hueneme Cbc Base offers a variety of options, from single-family homes to townhouses and condos. Prices are relatively affordable compared to neighboring areas, making it an attractive location for first-time homebuyers.

Main Attractions

Some of the main attractions in Port Hueneme Cbc Base include beautiful beaches, recreational parks, and proximity to the Pacific Ocean. Residents can enjoy outdoor activities like surfing, fishing, and hiking in the picturesque surroundings.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now