Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Port Lavaca, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Port Lavaca, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Port Lavaca, TX?

Our Down Payment Assistance program in Port Lavaca, TX provides a financial boost to eligible homebuyers in Port Lavaca, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Port Lavaca, TX

Key Features of Our FHA Down Payment Assistance in Port Lavaca, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Port Lavaca, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Port Lavaca, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Port Lavaca, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Port Lavaca, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Port Lavaca, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Port Lavaca, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Port Lavaca, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Port Lavaca, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Port Lavaca, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Port Lavaca, Texas

One of the key benefits of a FHA Down Payment Assistance Home Loan in Port Lavaca, Texas is that it allows individuals with lower credit scores to qualify for a home loan. This can open up the possibility of home ownership to those who may not have been eligible through traditional financing.

Additionally, this type of loan typically requires a lower down payment, making it more accessible for first-time homebuyers who may not have substantial savings.

Furthermore, FHA loans offer competitive interest rates and flexible qualification requirements, providing a viable option for individuals looking to purchase a home in Port Lavaca, Texas.

Demographics

Port Lavaca, Texas has a population of approximately X, with a median household income of $Y. The city is known for its diverse community, offering a mix of cultures and backgrounds.

Housing Market

In recent years, the housing market in Port Lavaca, Texas has been steadily rising. The average home price is Z, with a variety of housing options available from single-family homes to condos and townhouses.

Main Attractions

Port Lavaca boasts a range of attractions, including the scenic Lighthouse Beach, where residents can enjoy water activities and picnics. The city also offers a vibrant downtown area with shops, restaurants, and cultural events.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now