Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Portola, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Portola, CA provides a financial boost to eligible homebuyers in Portola, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Portola, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Portola, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Portola, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Portola, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Portola, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Portola, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Portola, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Portola, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous benefits for homebuyers in Portola, California. These loans facilitate homeownership by reducing the initial cash outlay required, making it easier for individuals and families to purchase a home. Portola, California, has a diverse demographic makeup with a mix of young professionals, families, and retirees. The town is known for its friendly community atmosphere, excellent schools, and access to outdoor recreational activities. The housing market in Portola is vibrant, with a range of options available for homebuyers. The average home prices are competitive, and the market offers both renovated historic homes and new constructions, catering to various preferences. Some main attractions in Portola include the Western Pacific Railroad Museum, which showcases the town's rich railroad history, and the nearby Plumas National Forest, offering outdoor adventures such as hiking, biking, and fishing.
FHA Down Payment Assistance Home Loan in Portola, California
