Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Pottsville, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Pottsville, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Pottsville, TX?

Our Down Payment Assistance program in Pottsville, TX provides a financial boost to eligible homebuyers in Pottsville, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Pottsville, TX

Key Features of Our FHA Down Payment Assistance in Pottsville, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Pottsville, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Pottsville, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Pottsville, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Pottsville, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Pottsville, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Pottsville, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Pottsville, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Pottsville, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Pottsville, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Pottsville, Texas

Benefits: FHA down payment assistance home loans in Pottsville, Texas provide opportunities for low to moderate-income individuals to become homeowners with a lower down payment requirement, flexible credit score criteria, and competitive interest rates.

Demographics: Pottsville, Texas, has a population of approximately 600 residents. The median age is 42 years, and the majority of residents are families with children. The town boasts a strong sense of community and a family-friendly environment.

Housing Market: The housing market in Pottsville offers a mix of historical homes and modern constructions. The median home value is around $150,000, making it an affordable option for first-time buyers. The market is stable with a steady increase in property values.

Main Attractions: Pottsville is known for its scenic beauty, including nearby parks and hiking trails. The town also hosts community events like farmers' markets and local fairs, providing residents with a close-knit and vibrant lifestyle.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now