Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Premont, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Premont, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Premont, TX?

Our Down Payment Assistance program in Premont, TX provides a financial boost to eligible homebuyers in Premont, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Premont, TX

Key Features of Our FHA Down Payment Assistance in Premont, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Premont, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Premont, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Premont, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Premont, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Premont, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Premont, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Premont, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Premont, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Premont, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Premont, Texas

FHA Down Payment Assistance Home Loans offer numerous benefits for homebuyers in Premont, Texas. These loans provide opportunities for individuals with limited savings to become homeowners by allowing a lower down payment requirement.

Demographically, Premont is a diverse and vibrant community in Texas with a mix of Hispanic and White residents. The town has a close-knit feel with a population that values community involvement and support.

The housing market in Premont is currently favorable for buyers interested in the FHA Down Payment Assistance program. With a range of affordable housing options available, from single-family homes to townhouses, individuals can find a property that suits their needs and budget.

Main attractions in Premont include the beautiful Premont Park, a popular spot for picnics and outdoor activities. Additionally, the town boasts rich cultural heritage, with events and festivals celebrating its history and traditions throughout the year.

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sharon@horizonlendingservices.com
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972-347-9224
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