Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Queen City, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Queen City, TX provides a financial boost to eligible homebuyers in Queen City, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Queen City, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Queen City, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Queen City, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Queen City, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Queen City, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Queen City, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Queen City, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Queen City, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Queen City, Texas offer several advantages for homebuyers. The program allows for a lower down payment, typically around 3.5%, making home ownership more accessible. This can be especially beneficial for first-time buyers or those with limited savings. Demographics of Queen City, Texas show a thriving community with a diverse population. The town has a mix of families, young professionals, and retirees, creating a welcoming and inclusive environment. The area boasts a strong sense of community and local pride. The housing market in Queen City, Texas is currently experiencing steady growth. The demand for homes is increasing, leading to a competitive market. With the FHA Down Payment Assistance Home Loan program, potential buyers have more opportunities to secure a home within their budget. Main attractions in Queen City, Texas include the scenic parks and outdoor recreational areas, making it an ideal location for nature lovers. The town also has a rich history, with historic sites and museums showcasing its heritage. Additionally, Queen City offers a variety of local shops and restaurants for residents to enjoy.
Benefits of FHA Down Payment Assistance Home Loan in Queen City, Texas
