Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Quincy, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Quincy, CA provides a financial boost to eligible homebuyers in Quincy, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Quincy, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Quincy, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Quincy, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Quincy, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Quincy, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Quincy, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Quincy, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Quincy, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Quincy, California provide opportunities for individuals and families with limited savings to own a home. The program offers low down payment requirements, making homeownership more accessible. Demographics in Quincy, California show a mix of age groups with a strong sense of community. The town has a small-town charm with a population that values outdoor activities, arts, and wellness. The presence of diverse cultural backgrounds adds to the unique fabric of the community. The housing market in Quincy, California is characterized by a range of options including single-family homes, townhouses, and apartments. With the assistance of FHA loans, more individuals can buy homes, which contributes to the stability and growth of the real estate market in the area. Main attractions in Quincy, California include the Plumas County Museum, Quincy La Porte Road, and the High Sierra Music Festival. Residents and visitors enjoy the natural beauty of the area, including opportunities for hiking, fishing, and exploring the Plumas National Forest.
Benefits of FHA Down Payment Assistance Home Loan in Quincy, California
