Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Raisin City, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Raisin City, CA provides a financial boost to eligible homebuyers in Raisin City, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Raisin City, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Raisin City, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Raisin City, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Raisin City, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Raisin City, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Raisin City, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Raisin City, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Raisin City, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan program can help first-time homebuyers achieve their dream of homeownership by offering lower down payment requirements. Demographics in Raisin City, California: As of the latest census data, Raisin City has a diverse population with a mix of families, young professionals, and retirees. The community prides itself on its friendly atmosphere and strong sense of community. Housing Market: The housing market in Raisin City is stable but competitive. With the FHA Down Payment Assistance Home Loan, buyers have more opportunities to secure affordable housing options in a desirable location. Main Attractions: Raisin City is known for its beautiful parks, recreational facilities, and local events that bring the community together. Residents can enjoy outdoor activities and explore the rich cultural heritage of the area.
Benefits of FHA Down Payment Assistance Home Loan in Raisin City, California
