Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Raymond, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Raymond, CA provides a financial boost to eligible homebuyers in Raymond, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Raymond, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Raymond, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Raymond, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Raymond, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Raymond, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Raymond, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Raymond, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Raymond, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: The FHA loan program offers low down payment requirements, making homeownership more accessible. Additionally, it provides competitive interest rates and flexible credit requirements, making it an attractive option for first-time homebuyers in Raymond, California. Demographics: Raymond, California, is a small town with a population of diverse backgrounds. The community is known for its friendliness and tight-knit feel, making it an ideal place to raise a family or retire. The town has a mix of young professionals, families, and retirees, creating a vibrant and inclusive atmosphere. Housing Market: The housing market in Raymond, California, offers a variety of options, from historic homes to modern developments. With the assistance of FHA loans, more individuals and families can afford to buy homes in this picturesque town. The market is stable and shows potential for growth, making it a good investment for prospective homebuyers. Main Attractions: Raymond, California, boasts stunning natural beauty, with its proximity to Yosemite National Park offering outdoor enthusiasts endless opportunities for exploration. The town also has charming local shops, restaurants, and cultural attractions that cater to residents and visitors alike, providing a high quality of life for those who call Raymond home.
FHA Down Payment Assistance Home Loan Benefits in Raymond, California
