Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Refugio, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Refugio, TX provides a financial boost to eligible homebuyers in Refugio, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Refugio, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Refugio, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Refugio, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Refugio, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Refugio, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Refugio, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Refugio, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Refugio, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance programs provide qualifying individuals in Refugio, Texas, with the opportunity to purchase a home with a lower down payment, making homeownership more accessible and affordable. Refugio, Texas, is a diverse community with a population that includes a mix of families, professionals, and retirees. The town offers a welcoming atmosphere, good schools, and a low crime rate, making it an attractive place to call home. The housing market in Refugio, Texas, is stable with a range of housing options available at affordable prices. The FHA Down Payment Assistance program can help prospective buyers secure financing for their dream home in this charming town. Main attractions in Refugio, Texas, include the historic Refugio County Courthouse, nearby beaches for outdoor recreation, and a variety of local shops and restaurants that reflect the town's unique culture and heritage.
Benefits of FHA Down Payment Assistance in Refugio, Texas
