Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Ripon, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Ripon, CA provides a financial boost to eligible homebuyers in Ripon, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Ripon, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Ripon, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Ripon, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Ripon, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Ripon, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Ripon, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Ripon, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Ripon, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Ripon, California offer numerous benefits to homebuyers. These loans require a lower down payment, making homeownership more accessible. Borrowers with less-than-perfect credit can also qualify, and closing costs can be covered by the loan. Ripon, California, is a diverse community with a population that largely consists of families and working professionals. The city has a suburban feel and offers residents a mix of suburban and rural living. The housing market in Ripon is competitive, with a range of properties available, including single-family homes and townhouses. Home prices have been steadily increasing, making it a good time to invest in real estate in the area. Main attractions in Ripon include Mistlin Sports Park, Caswell Memorial State Park, and Spring Creek Golf and Country Club. These recreational areas provide residents with opportunities for outdoor activities and relaxation.
FHA Down Payment Assistance Home Loans in Ripon, California
