Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Roby, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Roby, TX provides a financial boost to eligible homebuyers in Roby, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Roby, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Roby, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Roby, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Roby, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Roby, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Roby, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Roby, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Roby, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans provide an excellent opportunity for first-time homebuyers in Roby, Texas, by requiring a lower down payment compared to traditional loans. This makes homeownership more accessible to a wider range of individuals and families in the Roby area. Demographically, Roby, Texas, is a small town with a population of around 600 residents. The community is close-knit, offering a peaceful and friendly environment for residents. The town is known for its strong sense of community and support for local businesses. Roby's housing market offers affordable options for homebuyers seeking a charming small-town atmosphere. With the assistance of FHA loans, buyers can explore diverse housing options, including single-family homes and cozy bungalows. The market is stable, making it a favorable environment for investment and long-term residency. Some of the main attractions in Roby, Texas, include the historic Roby Depot Museum, showcasing the town's rich heritage, and the annual Roby Roundup, a popular event that brings the community together for festivities, food, and entertainment. Additionally, the town's proximity to scenic parks and outdoor recreational areas provides ample opportunities for nature lovers.
Benefits of FHA Down Payment Assistance Home Loan in Roby, Texas
