Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Rockdale, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Rockdale, TX provides a financial boost to eligible homebuyers in Rockdale, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Rockdale, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Rockdale, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Rockdale, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Rockdale, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Rockdale, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Rockdale, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Rockdale, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Rockdale, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Rockdale, Texas offer several benefits. These loans provide financial assistance to buyers who may struggle with the down payment. They often come with lower interest rates and relaxed credit score requirements, making home ownership more accessible. Rockdale, Texas, has a diverse population with a mix of young professionals and families. The median age is 34, and the median household income is around $41,000. The town has a strong sense of community and a rich cultural heritage. The housing market in Rockdale is stable, with a median home price of $130,000. The market is competitive, with a good balance of buyers and sellers. The town offers a variety of housing options, from historic homes to newly built properties. Rockdale boasts several main attractions, including the Kay Theatre, a historic movie theater, and the Rockdale International & Great Northern Depot Museum, which showcases the town's railroad history. The vibrant downtown area features local shops and restaurants, creating a charming atmosphere for residents and visitors.
Benefits of FHA Down Payment Assistance Home Loan in Rockdale, Texas
