Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Rohnert Park, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Rohnert Park, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Rohnert Park, CA?

Our Down Payment Assistance program in Rohnert Park, CA provides a financial boost to eligible homebuyers in Rohnert Park, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Rohnert Park, CA

Key Features of Our FHA Down Payment Assistance in Rohnert Park, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Rohnert Park, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Rohnert Park, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Rohnert Park, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Rohnert Park, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Rohnert Park, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Rohnert Park, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Rohnert Park, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Rohnert Park, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Rohnert Park, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan Benefits in Rohnert Park, California

One major benefit of utilizing FHA Down Payment Assistance Home Loan in Rohnert Park, California, is the lower down payment requirement. This makes homeownership more accessible to individuals who may not have a substantial amount saved for a down payment.

Additionally, FHA loans often have lower credit score requirements compared to conventional loans, which can be advantageous for first-time homebuyers or individuals with less than perfect credit histories.

Furthermore, FHA loans offer competitive interest rates and the opportunity to include certain closing costs and fees in the loan amount, reducing the upfront costs associated with purchasing a home.

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