Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Rough And Ready, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Rough And Ready, CA provides a financial boost to eligible homebuyers in Rough And Ready, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Rough And Ready, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Rough And Ready, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Rough And Ready, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Rough And Ready, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Rough And Ready, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Rough And Ready, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Rough And Ready, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Rough And Ready, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan program in Rough And Ready, California offers eligible homebuyers the opportunity to secure a mortgage with a lower down payment requirement. This can make homeownership more accessible and affordable for individuals and families looking to purchase a home in the area. Rough And Ready, California, located in Nevada County, has a population of approximately 963 residents. The demographic makeup of the area includes a mix of families, retirees, and working professionals. The community has a small-town charm and a close-knit feel, making it an appealing place to call home. The housing market in Rough And Ready offers a variety of options, including single-family homes, townhouses, and rural properties. With the assistance of FHA loans, potential buyers can take advantage of favorable interest rates and flexible qualification requirements, making it easier to find and finance their dream home in this picturesque location. Main attractions in Rough And Ready include historic sites like the Black Swan Inn, the Rough and Ready Historical Society Museum, and nearby natural landmarks such as the South Yuba River State Park and Empire Mine State Historic Park. Residents can also enjoy outdoor activities like hiking, fishing, and exploring the beautiful surroundings of the Sierra Nevada foothills.
Benefits of FHA Down Payment Assistance Home Loan in Rough And Ready, California
