Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Roxton, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Roxton, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Roxton, TX?

Our Down Payment Assistance program in Roxton, TX provides a financial boost to eligible homebuyers in Roxton, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Roxton, TX

Key Features of Our FHA Down Payment Assistance in Roxton, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Roxton, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Roxton, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Roxton, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Roxton, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Roxton, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Roxton, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Roxton, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Roxton, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Roxton, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

The Benefits of FHA Down Payment Assistance Home Loan in Roxton, Texas

FHA down payment assistance home loans offer numerous benefits for prospective homebuyers in Roxton, Texas. These loans require a lower down payment compared to conventional loans, making homeownership more accessible.

Demographics: Roxton, Texas, is a small town with a population of approximately 630 residents. The community is tight-knit, with a mix of age groups, including families, young professionals, and retirees.

Housing Market: The housing market in Roxton is diverse, offering a range of options from historic homes to new developments. With the assistance of FHA loans, more individuals and families can afford to purchase homes in this charming town.

Main Attractions: Roxton boasts a variety of attractions, including the Sam Rayburn House State Historic Site, which offers insight into the history of the area. Outdoor enthusiasts can enjoy activities like hiking, fishing, and camping in the nearby parks and natural areas.

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