Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Rutherford, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Rutherford, CA provides a financial boost to eligible homebuyers in Rutherford, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Rutherford, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Rutherford, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Rutherford, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Rutherford, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Rutherford, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Rutherford, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Rutherford, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Rutherford, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: When considering an FHA Down Payment Assistance Home Loan in Rutherford, California, you can enjoy lower down payment requirements, competitive interest rates, and access to financial assistance programs that help make homeownership more achievable. Demographics: Rutherford, California, is a charming small town located in the heart of Napa Valley. With a population of around 1640 residents, the town offers a tight-knit community feel with beautiful vineyards and wineries surrounding the area. Housing Market: The housing market in Rutherford is vibrant and diverse. You can find a range of housing options from cozy family homes to luxurious estates. The median home price is around $1.5 million, making it an attractive location for those seeking to invest in real estate. Main Attractions: Some of the main attractions in Rutherford include visits to renowned wineries like the Coppola Winery and Inglenook, offering exquisite wine tastings and tours. The scenic beauty of the vineyards and the serene atmosphere make it a perfect destination for wine enthusiasts and tourists alike.
FHA Down Payment Assistance Home Loan in Rutherford, California
