Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Saint Helena, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Saint Helena, CA provides a financial boost to eligible homebuyers in Saint Helena, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Saint Helena, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Saint Helena, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Saint Helena, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Saint Helena, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Saint Helena, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Saint Helena, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Saint Helena, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Saint Helena, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Saint Helena, California offers numerous advantages to homebuyers. One key benefit is the opportunity for first-time homebuyers to purchase a house with a lower down payment, typically as low as 3.5% of the purchase price. This makes homeownership more accessible and affordable for those with limited funds for a down payment. Another benefit is the competitive interest rates offered by FHA loans, which can result in lower monthly mortgage payments compared to traditional loans. In addition, FHA loans are more forgiving of credit history issues, making it easier for individuals with less-than-perfect credit to qualify for a home loan. Furthermore, FHA loans provide options for refinancing, renovation loans, and streamline refinancing programs, allowing homeowners to take advantage of different financial opportunities that may arise in the future. Demographics: Saint Helena, California, is a charming town located in Napa Valley, known for its picturesque vineyards, Michelin-starred restaurants, and luxury spas. The town has a population of approximately 6,000 residents, with a median household income above the national average. Housing Market: The housing market in Saint Helena offers a mix of historic homes, contemporary residences, and luxury estates. The median home value is around $1.5 million, with a competitive market due to high demand from both local and out-of-state buyers. Main Attractions: Saint Helena is home to renowned wineries such as Beringer Vineyards and St. Supéry Estate Vineyards & Winery. Additionally, visitors can enjoy hot air balloon rides over the scenic valley, relax in geothermal hot springs, and explore the vibrant culinary scene in the downtown area.
Benefits of FHA Down Payment Assistance Home Loan in Saint Helena, California
