Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Saint Jo, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Saint Jo, TX provides a financial boost to eligible homebuyers in Saint Jo, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Saint Jo, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Saint Jo, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Saint Jo, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Saint Jo, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Saint Jo, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Saint Jo, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Saint Jo, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Saint Jo, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA Down Payment Assistance home loan in Saint Jo, Texas, is the lower down payment requirement, making homeownership more accessible to individuals with limited savings. This program also offers competitive interest rates and flexible credit requirements, allowing more people to qualify for a mortgage. The demographics of Saint Jo, Texas, show a close-knit community with a population that values small-town living. The town is known for its friendly residents and strong sense of community spirit. Families and retirees alike are drawn to the peaceful surroundings and quality of life in Saint Jo. In terms of the housing market, Saint Jo, Texas, offers a range of housing options, including historic homes, modern developments, and spacious rural properties. The market is relatively stable, with affordable prices compared to neighboring towns. With the assistance of FHA loans, prospective buyers can find their dream home in this charming Texas town. Some main attractions in Saint Jo, Texas, include the stunning views of the rolling countryside, the historic downtown area with unique shops and restaurants, and outdoor recreational activities such as hiking and fishing. The town also hosts various events throughout the year that bring the community together.
Benefits of FHA Down Payment Assistance Home Loan in Saint Jo, Texas
