Unlock Your Homeownership Dreams with FHA Down Payment Assistance in San Anselmo, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in San Anselmo, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in San Anselmo, CA?

Our Down Payment Assistance program in San Anselmo, CA provides a financial boost to eligible homebuyers in San Anselmo, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in San Anselmo, CA

Key Features of Our FHA Down Payment Assistance in San Anselmo, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in San Anselmo, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in San Anselmo, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in San Anselmo, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in San Anselmo, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in San Anselmo, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in San Anselmo, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in San Anselmo, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in San Anselmo, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in San Anselmo, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan Benefits in San Anselmo, California

FHA Down Payment Assistance Home Loans in San Anselmo, California offer substantial benefits to potential homebuyers. These loans provide lower down payment requirements, competitive interest rates, and easier qualification criteria compared to traditional mortgages. This assistance makes homeownership more accessible to a wider range of individuals and families.

The town of San Anselmo, California, is known for its charming small-town atmosphere and beautiful natural surroundings. With a population that is diverse in age and background, San Anselmo is a welcoming community for families, professionals, and retirees alike. The town's strong sense of community and top-rated schools make it an attractive place to live.

San Anselmo's housing market offers a mix of historic homes, modern developments, and picturesque properties. The median home value in San Anselmo is above the national average, reflecting the town's desirability and strong housing demand. The market caters to various preferences, from cozy bungalows to spacious estates, providing options for different budgets and lifestyles.

San Anselmo boasts several main attractions, including the vibrant downtown area with boutique shops, restaurants, and cafes. Residents and visitors can enjoy outdoor activities in the nearby parks and hiking trails, as well as cultural events and festivals throughout the year. The town's proximity to San Francisco adds to its appeal, offering easy access to urban amenities and employment opportunities.

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