Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in San Ardo, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in San Ardo, CA provides a financial boost to eligible homebuyers in San Ardo, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in San Ardo, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in San Ardo, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in San Ardo, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in San Ardo, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in San Ardo, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in San Ardo, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in San Ardo, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in San Ardo, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: 1. Low Down Payment: FHA loans require a lower down payment compared to conventional loans, making homeownership more accessible. 2. Flexible Credit Requirements: FHA loans have more lenient credit score requirements, allowing individuals with less-than-perfect credit to qualify. 3. Down Payment Assistance Programs: San Ardo offers various programs to assist homebuyers with down payment and closing costs, easing the financial burden. Demographics: San Ardo is a small town located in Monterey County, California, with a population of approximately XXXX residents. The town has a diverse community comprising mostly Hispanic and Caucasian residents. Housing Market: The housing market in San Ardo offers a mix of single-family homes and rental properties. The median home price in the area is $XXX,XXX, with a stable market showing steady growth in recent years. Main Attractions: Some of the main attractions in San Ardo include the scenic Salinas River, perfect for outdoor activities like fishing and picnicking. The town also boasts close proximity to the beautiful Pinnacles National Park, offering hiking and camping opportunities.
FHA Down Payment Assistance Home Loan in San Ardo, California
