Unlock Your Homeownership Dreams with FHA Down Payment Assistance in San Geronimo, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in San Geronimo, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in San Geronimo, CA?

Our Down Payment Assistance program in San Geronimo, CA provides a financial boost to eligible homebuyers in San Geronimo, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in San Geronimo, CA

Key Features of Our FHA Down Payment Assistance in San Geronimo, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in San Geronimo, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in San Geronimo, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in San Geronimo, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in San Geronimo, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in San Geronimo, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in San Geronimo, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in San Geronimo, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in San Geronimo, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in San Geronimo, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in San Geronimo, California

One of the key benefits of a FHA Down Payment Assistance Home Loan in San Geronimo, California, is the opportunity for first-time homebuyers to purchase a home with a lower down payment requirement, making homeownership more accessible.

San Geronimo, California, is a diverse community with a population that values nature and outdoor activities. The area has a mix of families, young professionals, and retirees, creating a tight-knit and welcoming atmosphere.

The housing market in San Geronimo offers a variety of options including single-family homes, townhouses, and apartments. The market is stable with steady growth, providing opportunities for both buyers and sellers to make sound investments.

Main attractions in San Geronimo include the beautiful San Geronimo Golf Course, the scenic Roy's Redwoods Preserve for hiking and biking, and local farmers' markets offering fresh produce and artisanal goods.

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sharon@horizonlendingservices.com
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