Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in San Juan Capistrano, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in San Juan Capistrano, CA provides a financial boost to eligible homebuyers in San Juan Capistrano, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in San Juan Capistrano, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in San Juan Capistrano, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in San Juan Capistrano, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in San Juan Capistrano, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in San Juan Capistrano, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in San Juan Capistrano, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in San Juan Capistrano, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in San Juan Capistrano, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan in San Juan Capistrano, California provides qualified buyers with the opportunity to purchase a home with a lower down payment requirement, making homeownership more accessible. Demographics: San Juan Capistrano is a city known for its rich history and cultural heritage. The community is diverse, with a mix of young professionals, families, and retirees, creating a vibrant and welcoming atmosphere. Housing Market: The housing market in San Juan Capistrano offers a range of options, including historic homes, modern developments, and luxury estates. With the FHA Down Payment Assistance Home Loan, buyers can find their dream home at a more affordable price. Main Attractions: San Juan Capistrano is famous for its historic Mission, beautiful parks, and equestrian trails. Residents can enjoy outdoor activities, cultural events, and delicious dining options in this picturesque city.
Benefits of FHA Down Payment Assistance Home Loan in San Juan Capistrano, California
