Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in San Leandro, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in San Leandro, CA provides a financial boost to eligible homebuyers in San Leandro, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in San Leandro, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in San Leandro, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in San Leandro, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in San Leandro, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in San Leandro, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in San Leandro, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in San Leandro, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in San Leandro, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan offers various benefits to homebuyers in San Leandro. It provides a lower down payment requirement, making homeownership more accessible. Additionally, this loan type offers competitive interest rates and allows for lower credit score qualifications, enabling more individuals to qualify for a loan. San Leandro, California, is a diverse and vibrant community with a population that includes a mix of cultures and backgrounds. The city boasts a strong sense of community and offers various amenities, such as parks, schools, and shopping centers, making it an attractive place to live for families and individuals alike. In terms of the housing market, San Leandro has seen steady growth in property values in recent years. The city offers a range of housing options, from single-family homes to apartments, catering to different preferences and budgets. The availability of FHA Down Payment Assistance Home Loans adds to the affordability of purchasing a home in this competitive market. Some of the main attractions in San Leandro include the Marina Park, which offers stunning views of the bay, as well as the San Leandro History Museum, showcasing the city's rich heritage. Residents also enjoy easy access to nearby attractions like Lake Chabot Regional Park and the Oakland Zoo, adding to the appeal of living in San Leandro.
FHA Down Payment Assistance Home Loan in San Leandro, California
