Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in San Pablo, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in San Pablo, CA provides a financial boost to eligible homebuyers in San Pablo, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in San Pablo, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in San Pablo, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in San Pablo, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in San Pablo, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in San Pablo, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in San Pablo, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in San Pablo, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in San Pablo, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in San Pablo, California provide a valuable opportunity for first-time homebuyers to achieve their homeownership dreams. These loans offer lower down payment requirements, making it easier for individuals with limited savings to purchase a home. Demographically, San Pablo is a diverse and vibrant community located in the East Bay region of the San Francisco Bay Area. With a mix of cultures and backgrounds, San Pablo offers a rich tapestry of experiences and perspectives for residents. The housing market in San Pablo is dynamic, with a range of housing options available to suit different preferences and budgets. The city has seen steady growth in property values, making it an attractive investment for potential homeowners. Some main attractions in San Pablo include the scenic Wildcat Canyon Regional Park, where residents can enjoy hiking and outdoor activities. The city also boasts a variety of local restaurants, shops, and cultural events that showcase the diverse flavors of the community.
Benefits of FHA Down Payment Assistance Home Loan in San Pablo, California