Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in San Ramon, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in San Ramon, CA provides a financial boost to eligible homebuyers in San Ramon, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in San Ramon, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in San Ramon, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in San Ramon, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in San Ramon, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in San Ramon, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in San Ramon, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in San Ramon, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in San Ramon, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
1. Lower Down Payment: FHA loans offer a lower down payment requirement, making home ownership more accessible to first-time buyers and those with limited savings. 2. Flexible Credit Requirements: The FHA program is more lenient on credit scores, allowing individuals with less-than-perfect credit to qualify for home loans. 3. Down Payment Assistance Programs: San Ramon, California, offers various down payment assistance programs that can be combined with FHA loans, further reducing the upfront costs of buying a home. Demographics: San Ramon, located in the East Bay region of the San Francisco Bay Area, has a diverse population primarily consisting of young professionals and families attracted to its excellent schools and safe neighborhoods. Housing Market: The housing market in San Ramon is competitive, with a mix of single-family homes and modern condominiums. The median home price is higher than the national average, reflecting the city's desirability and strong economy. Main Attractions: San Ramon offers a range of recreational activities, including the Las Trampas Regional Wilderness, San Ramon Golf Club, and the Bishop Ranch business park, which serves as a major employment hub in the region.
Benefits of FHA Down Payment Assistance Home Loan in San Ramon, CA
