Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Sandia, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Sandia, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Sandia, TX?

Our Down Payment Assistance program in Sandia, TX provides a financial boost to eligible homebuyers in Sandia, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Sandia, TX

Key Features of Our FHA Down Payment Assistance in Sandia, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Sandia, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Sandia, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Sandia, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Sandia, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Sandia, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Sandia, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Sandia, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Sandia, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Sandia, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Sandia, Texas

Benefits of FHA Down Payment Assistance Home Loan:

1. Lower down payment requirement makes homeownership more accessible.

2. FHA loans offer competitive interest rates and flexible credit requirements.

3. Assistance programs can help cover closing costs, making it easier to purchase a home.

Demographics of Sandia, Texas:

Sandia has a population of approximately 400 residents and is known for its small-town charm.

The community is primarily made up of families and retirees looking for a peaceful environment.

Residents of Sandia value the tight-knit community and access to nature.

Housing Market in Sandia, Texas:

The housing market in Sandia offers a variety of single-family homes and ranch-style properties.

Home prices in Sandia are affordable, making it an attractive option for first-time homebuyers.

There is a mix of new developments and historical homes in the area.

Main Attractions in Sandia, Texas:

Sandia is close to Lake Corpus Christi, offering opportunities for fishing and boating.

The area is known for its scenic views and outdoor recreational activities.

Residents can enjoy local dining options and community events in Sandia.

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sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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