Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Seaside, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Seaside, CA provides a financial boost to eligible homebuyers in Seaside, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Seaside, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Seaside, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Seaside, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Seaside, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Seaside, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Seaside, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Seaside, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Seaside, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous advantages for homebuyers in Seaside, California. These loans provide low down payment requirements, making homeownership more accessible for first-time buyers and those with limited savings. It also offers competitive interest rates and flexible credit requirements, allowing a wider range of individuals to qualify for a mortgage. Demographically, Seaside, California, is a diverse community with a mix of residents of different ages and backgrounds. The city has a strong sense of community and offers various amenities such as parks, schools, and shopping centers. The population consists of young families, retirees, and professionals working in nearby cities. In terms of the housing market, Seaside, California, has seen steady growth in property values in recent years. The demand for housing in the area is driven by its proximity to the coast, scenic views, and easy access to amenities. The market offers a range of housing options, from single-family homes to condos, catering to different preferences and budgets. Some of the main attractions in Seaside include the beautiful beaches, scenic coastal trails, and the vibrant local dining scene. Residents and visitors can enjoy outdoor activities such as surfing, hiking, and biking, as well as cultural events and festivals that showcase the city's rich cultural heritage.
Benefits of FHA Down Payment Assistance Home Loan in Seaside, California
