Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Sebastopol, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Sebastopol, CA provides a financial boost to eligible homebuyers in Sebastopol, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Sebastopol, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Sebastopol, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Sebastopol, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Sebastopol, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Sebastopol, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Sebastopol, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Sebastopol, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Sebastopol, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance programs offer numerous benefits to homebuyers in Sebastopol, California. These loans require lower down payments, making home ownership more accessible. Additionally, they often have lower credit score requirements, helping individuals with less than perfect credit qualify for a loan. Demographics in Sebastopol show a population of approximately 7,800 residents. Known for its small-town charm, Sebastopol attracts a diverse community of artists, farmers, and families. The town is characterized by its commitment to sustainability, with many environmentally-conscious residents. The housing market in Sebastopol is competitive, with a median home price of around $800,000. Despite the high prices, FHA loans provide an opportunity for first-time buyers and low-income families to enter the market. With the assistance of these loans, more people can achieve the dream of owning a home in this desirable location. Main attractions in Sebastopol include the vibrant downtown area, filled with unique shops and restaurants. The town is also surrounded by stunning natural beauty, including vineyards, redwood forests, and the nearby Russian River. Outdoor enthusiasts can enjoy hiking, biking, and kayaking in the picturesque landscape.
Benefits of FHA Down Payment Assistance Home Loan in Sebastopol, California
