Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Shamrock, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Shamrock, TX provides a financial boost to eligible homebuyers in Shamrock, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Shamrock, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Shamrock, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Shamrock, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Shamrock, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Shamrock, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Shamrock, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Shamrock, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Shamrock, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans provide opportunities for first-time homebuyers in Shamrock, Texas, to achieve homeownership with a lower initial financial burden. This program offers lower down payment requirements and competitive interest rates, making it an attractive option for those looking to buy a home in the area. Shamrock, Texas, is a small town with a tight-knit community and a population that values tradition and heritage. The demographics of Shamrock consist primarily of families and working professionals seeking a peaceful and serene environment to call home. The housing market in Shamrock, Texas, offers a mix of historic homes, modern developments, and rural properties. With the assistance of FHA loans, prospective buyers can take advantage of the stability and affordability of the local housing market, making it easier to secure a home that meets their needs. Some main attractions in Shamrock include the iconic U-Drop Inn, a historic Route 66 landmark, and Pioneer West Museum, showcasing the town's rich history. Residents and visitors can also enjoy outdoor activities at Elmore Park or explore local cafes and shops in the charming downtown area.
Benefits of FHA Down Payment Assistance Home Loan in Shamrock, Texas
