Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Shandon, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Shandon, CA provides a financial boost to eligible homebuyers in Shandon, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Shandon, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Shandon, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Shandon, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Shandon, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Shandon, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Shandon, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Shandon, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Shandon, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: An FHA Down Payment Assistance Home Loan in Shandon, California, offers lower down payment requirements, easier qualification criteria for borrowers with lower credit scores, competitive interest rates, and the opportunity for first-time homebuyers to achieve homeownership. Demographics: Shandon, California, has a population of approximately X residents, with a median household income of $Y. The town has a diverse community consisting of families, young professionals, and retirees. Housing Market: The housing market in Shandon offers a range of options from cozy single-family homes to spacious estates. The median home price is $Z, making it an affordable location for buyers seeking a home in a peaceful setting. Main Attractions: Some of the main attractions in Shandon include the beautiful vineyards and wineries for wine enthusiasts, the scenic hiking trails for outdoor enthusiasts, and the historic landmarks that provide insights into the town's rich history.
FHA Down Payment Assistance Home Loan Benefits in Shandon, California
