Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Shiner, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Shiner, TX provides a financial boost to eligible homebuyers in Shiner, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Shiner, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Shiner, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Shiner, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Shiner, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Shiner, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Shiner, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Shiner, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Shiner, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of opting for a FHA Down Payment Assistance Home Loan in Shiner, Texas is the lower down payment requirement. This can make homeownership more accessible to a wider range of individuals, including first-time homebuyers. Additionally, FHA loans often come with competitive interest rates, which can result in lower monthly mortgage payments, providing further financial relief to the borrowers. Furthermore, FHA loans are known for being more forgiving when it comes to credit scores, making it easier for individuals with less-than-perfect credit to qualify for a home loan. Demographics of Shiner, Texas Shiner, Texas is a charming small town with a population that boasts a strong sense of community. The residents of Shiner tend to be friendly and welcoming, creating a warm and inviting atmosphere for both visitors and locals alike. Housing Market in Shiner, Texas The housing market in Shiner, Texas offers a diverse range of options, from historic homes with character to modern properties with all the amenities. The market is stable, and home values have been steadily increasing, making it a promising investment opportunity for potential buyers. Main Attractions in Shiner, Texas Shiner is famous for its brewery, known for producing delicious craft beers. Visitors can take a tour of the brewery and sample some of their acclaimed brews. The town also boasts beautiful parks, local eateries serving authentic Texas cuisine, and a rich cultural heritage that is celebrated through various events and festivals throughout the year.
Benefits of FHA Down Payment Assistance Home Loan in Shiner, Texas
