Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Shingle Springs, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Shingle Springs, CA provides a financial boost to eligible homebuyers in Shingle Springs, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Shingle Springs, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Shingle Springs, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Shingle Springs, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Shingle Springs, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Shingle Springs, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Shingle Springs, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Shingle Springs, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Shingle Springs, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Shingle Springs, California offers various benefits such as low down payment requirements, competitive interest rates, and easier qualification criteria, making homeownership more accessible to individuals and families. Demographics in Shingle Springs, California show a diverse population with a mix of families and professionals. The area has a vibrant community with good schools, making it an attractive place for families looking to settle down. The housing market in Shingle Springs is thriving with a range of options from single-family homes to townhouses. The market is competitive but offers opportunities for first-time buyers to invest in a property with the assistance of FHA Down Payment Assistance Home Loan. Main attractions in Shingle Springs include the picturesque El Dorado County Wineries, the historic Gold Bug Park & Mine, and the beautiful Cameron Park Lake, providing residents with ample recreational and leisure activities.
Benefits of FHA Down Payment Assistance Home Loan in Shingle Springs, California
