Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Shoshone, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Shoshone, CA provides a financial boost to eligible homebuyers in Shoshone, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Shoshone, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Shoshone, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Shoshone, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Shoshone, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Shoshone, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Shoshone, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Shoshone, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Shoshone, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA down payment assistance home loan in Shoshone, California, is the lower down payment requirement, allowing more individuals and families to achieve homeownership. This program also offers competitive interest rates and flexible credit requirements, making it accessible to a wider range of borrowers. Shoshone, California, is a small community with a diverse population. The demographics of the area include a mix of families, retirees, and young professionals. The town's close-knit community and peaceful atmosphere make it an ideal place for those seeking a quieter lifestyle. The housing market in Shoshone, California, is characterized by affordable pricing compared to neighboring cities. With the assistance of FHA loans, more residents can afford to purchase homes in the area. The market offers a variety of housing options, from cozy single-family homes to spacious townhouses.
FHA Down Payment Assistance Home Loan Benefits in Shoshone, California
