Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Solana Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Solana Beach, CA provides a financial boost to eligible homebuyers in Solana Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Solana Beach, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Solana Beach, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Solana Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Solana Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Solana Beach, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Solana Beach, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Solana Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Solana Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Solana Beach offers several benefits like lower down payment requirements, competitive interest rates, and easier qualification criteria. This program can help first-time homebuyers or those with limited funds to achieve homeownership. Solana Beach, California, is a vibrant coastal community with a population that comprises mostly of professionals, families, and retirees. The city boasts a high quality of life, excellent schools, and a diverse cultural scene. The housing market in Solana Beach is competitive, with a mix of beachfront properties, single-family homes, and condominiums. The median home price is above the national average, but the FHA Down Payment Assistance program can make homeownership more accessible. Main attractions in Solana Beach include its beautiful beaches, the Cedros Design District with its unique shops and art galleries, and the Del Mar Racetrack. Residents and visitors can enjoy a variety of outdoor activities, restaurants, and entertainment options in this charming coastal city.
Benefits of FHA Down Payment Assistance Home Loan in Solana Beach, California
