Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Spurger, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Spurger, TX provides a financial boost to eligible homebuyers in Spurger, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Spurger, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Spurger, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Spurger, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Spurger, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Spurger, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Spurger, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Spurger, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Spurger, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA loans offer low down payment requirements, making homeownership more accessible to individuals with limited savings. This assistance program helps buyers qualify for mortgages by offering competitive interest rates and flexible credit requirements. Demographics in Spurger, Texas, show a small, close-knit community with a population that values a tranquil lifestyle. The town is known for its friendly residents, strong community spirit, and picturesque surroundings. The housing market in Spurger, Texas, is characterized by affordable home prices and a variety of options, including single-family homes and spacious lots. With the FHA down payment assistance program, prospective buyers can explore these opportunities with greater ease and financial flexibility. Main attractions in Spurger, Texas, include the beautiful Tyler County Dogwood Festival, the serene Double Lake Recreation Area, and the historic Heritage Village Museum. These attractions showcase the town's charm and offer residents diverse recreational and cultural experiences.
Benefits of FHA Down Payment Assistance Home Loan in Spurger, Texas
