Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Stevinson, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Stevinson, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Stevinson, CA?

Our Down Payment Assistance program in Stevinson, CA provides a financial boost to eligible homebuyers in Stevinson, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Stevinson, CA

Key Features of Our FHA Down Payment Assistance in Stevinson, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Stevinson, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Stevinson, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Stevinson, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Stevinson, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Stevinson, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Stevinson, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Stevinson, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Stevinson, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Stevinson, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Stevinson, California

FHA Down Payment Assistance Home Loan in Stevinson, California offers many benefits such as lower down payment requirements, competitive interest rates, and possibility of financing closing costs.

Demographics: Stevinson, California, known for its agricultural community, has a population of approximately X residents. The median age of residents is Y, with a diverse population mix of different ethnicities.

Housing Market: The housing market in Stevinson, California, is currently experiencing steady growth with a mix of single-family homes and agricultural properties. The median home price in Stevinson is Z. The availability of FHA Down Payment Assistance Home Loan can make homeownership more accessible to potential buyers.

Main Attractions: Some main attractions in Stevinson include the beautiful Stevinson Ranch Golf Club, offering a scenic golfing experience, as well as the opportunity to explore the local agriculture through farm tours and farmers' markets.

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