Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Stinson Beach, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Stinson Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Stinson Beach, CA?

Our Down Payment Assistance program in Stinson Beach, CA provides a financial boost to eligible homebuyers in Stinson Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Stinson Beach, CA

Key Features of Our FHA Down Payment Assistance in Stinson Beach, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Stinson Beach, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Stinson Beach, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Stinson Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Stinson Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Stinson Beach, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Stinson Beach, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Stinson Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Stinson Beach, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Stinson Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Stinson Beach, California

Benefits: The FHA Down Payment Assistance Home Loan in Stinson Beach, California offers lower down payment requirements, making homeownership more accessible. It also provides competitive interest rates, flexible credit qualifying, and support for first-time homebuyers.

Demographics: Stinson Beach is a picturesque coastal community in Marin County, with a population that consists of a mix of families, retirees, and professionals. The area is known for its environmental consciousness and laid-back lifestyle.

Housing Market: Stinson Beach's housing market is competitive, with a mix of charming beachfront cottages and luxury homes. The median home price is relatively high, reflecting the desirable location and limited inventory.

Main Attractions: Stinson Beach is renowned for its stunning sandy beach, where visitors can enjoy surfing, picnicking, and hiking in nearby Mount Tamalpais State Park. The town also offers boutique shops, local cafes, and a vibrant artistic community.

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