Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Stirling City, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Stirling City, CA provides a financial boost to eligible homebuyers in Stirling City, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Stirling City, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Stirling City, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Stirling City, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Stirling City, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Stirling City, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Stirling City, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Stirling City, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Stirling City, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: 1. Lower Down Payment: FHA loans offer lower down payment requirements compared to conventional loans. 2. Easier Qualification: FHA loans are more lenient in terms of credit score and debt-to-income ratio requirements. 3. Assistance Programs: FHA offers down payment assistance programs to help buyers with limited funds. Demographics: Stirling City, California, has a population of approximately X residents, with a median household income of $Y. Housing Market: The housing market in Stirling City is characterized by affordable home prices, with a median home value of $Z. Main Attractions: Some of the main attractions in and around Stirling City include the beautiful Stirling City Historical Museum and nearby hiking trails in the Lassen National Forest.
FHA Down Payment Assistance Home Loan in Stirling City, California
