Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Stratford, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Stratford, CA provides a financial boost to eligible homebuyers in Stratford, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Stratford, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Stratford, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Stratford, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Stratford, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Stratford, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Stratford, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Stratford, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Stratford, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan 1. Lower Down Payment: FHA loans require a lower down payment compared to conventional loans, making homeownership more accessible. 2. Competitive Interest Rates: FHA loans offer competitive interest rates, making them a cost-effective option for homebuyers. 3. Flexible Credit Requirements: FHA loans are more lenient when it comes to credit scores, allowing individuals with less-than-perfect credit to qualify. Demographics of Stratford, California Stratford is a small town located in Kings County, California, with a population of approximately X residents. Housing Market in Stratford The housing market in Stratford is characterized by affordable home prices, with a median home value of $X. The market is stable with a steady increase in property values over the past few years. Main Attractions in Stratford Stratford offers a variety of attractions, including beautiful parks, historical sites, and local events such as the annual X festival, making it a charming place to live.
FHA Down Payment Assistance Home Loan in Stratford, California
