Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Sunol, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Sunol, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Sunol, CA?

Our Down Payment Assistance program in Sunol, CA provides a financial boost to eligible homebuyers in Sunol, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Sunol, CA

Key Features of Our FHA Down Payment Assistance in Sunol, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Sunol, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Sunol, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Sunol, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Sunol, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Sunol, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Sunol, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Sunol, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Sunol, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Sunol, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Sunol, California

FHA loans provide down payment assistance, allowing homebuyers to purchase a property with a lower upfront cost. This makes homeownership more accessible, especially to first-time buyers or those with limited funds for a down payment.

Sunol, California, is a picturesque town with a diverse population. The demographics include a mix of families, young professionals, and retirees, creating a vibrant community. The area boasts excellent schools, low crime rates, and a strong sense of local pride.

The housing market in Sunol is competitive yet offers excellent value for homebuyers. The median home price is reasonable compared to neighboring areas, making it an attractive option for those looking to invest in real estate. With the assistance of FHA loans, buyers can secure their dream home in this sought-after location.

Some main attractions in Sunol include the historic Sunol Water Temple, a serene retreat surrounded by lush greenery. Outdoor enthusiasts can enjoy hiking and biking trails in the nearby Sunol Regional Wilderness, while foodies can explore local wineries and farm-to-table restaurants.

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