Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Sunset Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Sunset Beach, CA provides a financial boost to eligible homebuyers in Sunset Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Sunset Beach, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Sunset Beach, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Sunset Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Sunset Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Sunset Beach, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Sunset Beach, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Sunset Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Sunset Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan in Sunset Beach, California, offers numerous benefits to potential homebuyers. These benefits include lower down payment requirements, competitive interest rates, and easier qualification criteria, making homeownership more accessible to a wider range of individuals. Sunset Beach, California, is a vibrant coastal community with a diverse demographic profile. The area is known for its picturesque beaches, outdoor recreational activities, and a strong sense of community. The population consists of a mix of young professionals, families, and retirees, creating a dynamic and welcoming atmosphere. The housing market in Sunset Beach offers a range of options for buyers, from luxury waterfront properties to cozy beachside cottages. With the assistance of FHA loans, prospective buyers can navigate the market with more ease and flexibility. The demand for housing in Sunset Beach remains steady, with a growing interest from both local and out-of-state buyers. Some of the main attractions in Sunset Beach include the stunning Bolsa Chica State Beach, ideal for surfing and sunbathing, as well as the Sunset Aquatic Marina, a hub for water sports enthusiasts. The community also boasts a variety of dining options, boutique shops, and a vibrant arts scene, making it a desirable place to live and visit.
FHA Down Payment Assistance Home Loan in Sunset Beach, California
