Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Surfside, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Surfside, CA provides a financial boost to eligible homebuyers in Surfside, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Surfside, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Surfside, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Surfside, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Surfside, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Surfside, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Surfside, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Surfside, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Surfside, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
A FHA Down Payment Assistance Home Loan in Surfside, California offers various benefits to potential homebuyers. One of the significant advantages is the lower down payment requirement, making homeownership more accessible to individuals who may not have substantial savings for a traditional down payment. Demographics of Surfside, California, reveal a diverse community with a mix of young professionals, families, and retirees. The town boasts a high quality of life with excellent schools, recreational facilities, and a strong sense of community. Surfside, California's housing market is competitive, with a range of property types available to suit different preferences and budgets. The area has seen steady appreciation in home values, making it an attractive investment opportunity for potential buyers. Main attractions in Surfside, California include its pristine beaches, vibrant local dining scene, and proximity to popular tourist destinations such as Disneyland and Huntington Beach. Residents and visitors alike can enjoy a relaxed coastal lifestyle with a range of outdoor activities.
Benefits of FHA Down Payment Assistance Home Loan in Surfside, California
