Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Sutter, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Sutter, CA provides a financial boost to eligible homebuyers in Sutter, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Sutter, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Sutter, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Sutter, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Sutter, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Sutter, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Sutter, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Sutter, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Sutter, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan 1. Low down payment requirement, making homeownership more accessible. 2. Competitive interest rates, helping borrowers save on long-term costs. 3. Government-backed security, providing lenders assurance and enabling them to offer more favorable terms. Demographics in Sutter, California Sutter has a diverse population, with a mix of different ethnicities contributing to a rich cultural tapestry. The median household income in Sutter is above the national average, indicating economic stability and growth in the region. Residents of Sutter enjoy a high quality of life, with access to excellent schools, healthcare facilities, and recreational amenities. Housing Market in Sutter, California The housing market in Sutter is booming, with steady appreciation in property values over the past few years. There is a good mix of housing options available, from single-family homes to apartments, catering to various needs and preferences. Investing in real estate in Sutter is seen as a lucrative opportunity, with the potential for significant returns in the future. Main Attractions in Sutter, California Sutter Buttes, often referred to as the "world's smallest mountain range," offers stunning natural beauty and hiking opportunities. The Community Memorial Museum showcases the history and heritage of Sutter, providing insight into the region's past. Local wineries and farm-to-table restaurants offer a taste of the area's agricultural bounty and culinary delights.
FHA Down Payment Assistance Home Loan in Sutter, California
