Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Taft, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Taft, CA provides a financial boost to eligible homebuyers in Taft, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Taft, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Taft, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Taft, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Taft, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Taft, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Taft, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Taft, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Taft, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Embarking on the journey of homeownership in Taft, California, comes with numerous benefits when utilizing an FHA Down Payment Assistance Home Loan. This option provides aspiring homeowners with lower down payment requirements, making purchasing a home more accessible and affordable. Demographics in Taft showcase a vibrant community with a mix of families, young professionals, and retirees. The town's population enjoys a peaceful suburban lifestyle, and the availability of FHA Down Payment Assistance can further enhance the diversity of homeowners in the area. The housing market in Taft, California, presents a range of opportunities for potential buyers. With the FHA Down Payment Assistance program, individuals can explore various housing options, from cozy starter homes to spacious family residences, contributing to the town's evolving real estate landscape. When not exploring homeownership opportunities, residents and visitors can enjoy Taft's main attractions. From the picturesque Carrizo Plain National Monument to the fascinating West Kern Oil Museum, Taft offers a blend of natural beauty and rich history, making it an ideal place to call home.
Benefits of FHA Down Payment Assistance Home Loan in Taft, California
