Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Templeton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Templeton, CA provides a financial boost to eligible homebuyers in Templeton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Templeton, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Templeton, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Templeton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Templeton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Templeton, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Templeton, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Templeton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Templeton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the main benefits of the FHA Down Payment Assistance Home Loan in Templeton, California is that it allows first-time homebuyers and those with less-than-perfect credit to qualify for a mortgage with a lower down payment requirement. This program helps make homeownership more accessible to a wider range of individuals, promoting community growth and stability. Templeton, California, is a charming town located in San Luis Obispo County. With a population of approximately 7,700, Templeton offers a small-town feel with easy access to larger cities like Paso Robles and San Luis Obispo. The area is known for its picturesque vineyards, rolling hills, and vibrant community events. The housing market in Templeton, California, is competitive yet offers a variety of options for homebuyers. The median home value is around $700,000, with a mix of historic homes, modern developments, and rural properties available. With the assistance of FHA loans, buyers have more flexibility in finding their dream home in this sought-after area. Some of the main attractions in Templeton include the Templeton Farmers Market, held every Saturday, showcasing local produce and artisan goods. The town is also home to several award-winning wineries, offering tastings and tours for wine enthusiasts. Outdoor enthusiasts can explore nearby hiking trails, parks, and the stunning Pacific coastline just a short drive away.
Benefits of FHA Down Payment Assistance Home Loan in Templeton, California
