Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in The Sea Ranch, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in The Sea Ranch, CA provides a financial boost to eligible homebuyers in The Sea Ranch, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in The Sea Ranch, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in The Sea Ranch, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in The Sea Ranch, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in The Sea Ranch, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in The Sea Ranch, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in The Sea Ranch, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in The Sea Ranch, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in The Sea Ranch, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in The Sea Ranch, California offers numerous benefits to prospective homebuyers. This program allows for a lower down payment percentage compared to conventional loans, making homeownership more accessible to a broader range of individuals. Demographics in The Sea Ranch showcase a mix of permanent residents and vacation homeowners, adding to the community's diverse appeal. The area is known for its stunning coastal views, attracting nature enthusiasts and those seeking a tranquil escape. The housing market in The Sea Ranch presents a range of options, from modern seaside retreats to cozy cottages. With the assistance of FHA loans, buyers can navigate the market more comfortably and secure their dream home with a reduced initial investment.
Benefits of FHA Down Payment Assistance Home Loan
