Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Thicket, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Thicket, TX provides a financial boost to eligible homebuyers in Thicket, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Thicket, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Thicket, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Thicket, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Thicket, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Thicket, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Thicket, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Thicket, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Thicket, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits An FHA loan with down payment assistance in Thicket, Texas can reduce the initial financial burden on homebuyers. This program offers a lower down payment requirement, making homeownership more accessible. Additionally, FHA loans often have more flexible credit requirements, allowing individuals with less-than-perfect credit to qualify for a mortgage and purchase a home in Thicket. Furthermore, FHA loans typically have competitive interest rates, potentially saving borrowers money over the life of the loan compared to other financing options. Demographics Thicket, Texas, a small community in Hardin County, has a population of approximately 1,500 residents. The area boasts a diverse population, with a mix of families, working professionals, and retirees. Housing Market The housing market in Thicket, Texas, offers a range of properties, from single-family homes to spacious estates. The median home value in the area is affordable, making it an attractive option for first-time buyers. Main Attractions Thicket, Texas, is known for its natural beauty, with lush greenery and tranquil surroundings. The area offers outdoor recreational opportunities such as hiking, fishing, and birdwatching in nearby parks and wildlife reserves.
The Benefits of FHA Down Payment Assistance Home Loan in Thicket, Texas